Finance Application

Auto Loans & Vehicle Financing Application in Allentown

Part of the car buying process is figuring out how to finance it. Whether you are picking out a new Kia model or a pre-owned car, truck, or SUV, the finance team at Allentown Kia can develop different payment options that fit your budget. Once you've figured out the exact budget you will need to finance your purchase, you can apply for financing online and get pre-approved for an auto loan before you even go for a test drive. 

Do I Need to Have a Certain Credit Score to Get Auto Financing?

Have you been concerned about your credit history affecting your ability to buy a new car? The Allentown Kia finance department works with customers of all credit situations, from clean reports to customers with no credit history. The team excels at developing plans at the best interest rates available. If your situation changes during your loan, the department will be able to help you refinance at more favorable terms to match your current situation. 

How the Car Credit Financing Process Works

Allentown Kia provides our customers with several tools to get through the car financing process online before you even step foot on our car lot. When viewing our online inventory, you can see the sticker price of each model. Once you find a few options you are interested in, enter the price and expected down payment into our car payment calculator to see how much your anticipated bill will be each month. The calculator allows you to determine your total buying power and monthly payments over different term lengths and interest rates based on your financial situation. 

Determining your vehicles Trade-In Value

Are you planning on trading in your current vehicle for your next vehicle? By entering the year, make, and model of the car, our online technology will be able to determine an estimated trade value. Additional customizations or features can affect the total worth of the car. The trade value of your current vehicle may reduce the amount you would need to finance, affecting the monthly payment required to fulfill your loan. The estimated trade-in value of your car will have an in-person appraisal at our dealership. 

Kia Car Financing in Allentown 

When you are ready to purchase a new or pre-owned Kia, Fill out the online financing application to get pre-approved for an auto loan at Allentown Kia today. Getting pre-approved will expedite the financing process of buying a vehicle, getting you on the road and behind the wheel in no time. Call today to set up an appointment with any questions!